Finance in balance with Nature

Artemida is a boutique consulting firm empowering institutions to integrate environmental and social values into resilient financial decisions.

What Sets Us Apart

The name Artemida is inspired by Artemis, the ancient goddess of the wilderness and the natural world. As a timeless symbol of balance and protection, Artemis inspires our mission to align finance with environmental responsibility and long-term resilience.

Tailored ESG Integration for Emerging Markets Financial Institutions

ESG integration is no longer optional. We embed ESG into risk tools and credit decision-making across frontier and emerging markets.

Bridge Between Global Standards and Local Practice

We help EM-based institutions navigate investor expectations, rating agency criteria, and regulatory ESG trends.

Risk Translation

We translate ESG, climate, and nature risks into language and metrics that risk officers, investment committees, and regulators understand.

Cultural Fluency, Institutional Precision

We speak the language of both local leadership teams and Western capital markets — bridging trust, timelines, and strategy.

Credibility You Can Defend

Whether raising capital or facing scrutiny, we help you show up with clear, evidence-backed positioning.

Our Services

Credit Rating Advisory & Stakeholder Engagement

Strengthen Rating Positioning. Navigate Stakeholder Demands with Clarity. 
We position emerging market institutions for successful ratings and credible investor engagement — whether for a first-time rating or complex review.

Structure and manage rating relationships that withstand scrutiny
Design investor roadshows and prepare due diligence materials that speak to global standards
Optimise lending terms and covenant structures for institutional credibility
Deliver internal training on rating methodology and regulatory touchpoints

Target clients: Banks, MFIs, leasing companies, cooperatives
Regions: South‑East Europe/Balkans, MENA (incl. Türkiye), CIS and Caucasus, Sub‑Saharan Africa, Central Asia and Emerging Asia (incl. India)

Country, Sector & Credit Risk Intelligence

Map Risk. Align Exposure with Strategy.
We deliver structured intelligence on country, sector, and credit dynamics — enabling confident investment and rating outcomes in high-risk markets.

Target clients: Institutional investors, DFIs, asset managers, rating analysts
Regions: High-risk or frontier markets in EM

Sustainable Finance Advisory — Green, Blue & Impact Instruments

Strengthen sustainable finance propositions through an investor and credit lens.

We support issuers and investors in assessing and developing credible green, blue and impact finance propositions — connecting sustainable finance frameworks with credit quality, investor expectations and emerging-market realities.

Assess green, blue and impact finance propositions from a credit and ESG perspective
Support issuer readiness, including use-of-proceeds logic, KPI selection and investor positioning
Review alignment with relevant ICMA, IFC, EU Taxonomy and other sustainable finance guidance
Provide Green and Blue Bond readiness assessments, investor-side analysis and transaction preparation support

Target clients:

Issuers, DFIs, impact investors, family offices

Special focus:

Emerging-market sustainable debt, Blue Economy & Ocean Finance

Climate-to-Capital: Physical Risk in Credit Decisions

Locate the Exposure. Quantify the Credit Impact. Defend the Decision.
Our Climate-to-Capital (C2C) diagnostic turns physical climate exposure into credit evidence that committees and supervisors can act on.

Map each borrower's exposure to satellite-derived hazard zones
Translate climate scenarios into stressed PD, LGD and expected loss
Surface hidden concentrations and link them to limits and lending decisions
Complement your internal rating model for portfolio screening and committee discussion

Target clients: Risk and credit teams at banks, MFIs and DFIs
Approach: Your loan data, open Copernicus hazard data, a model your team owns

Training & Capacity Building

Equip Your Teams to Navigate ESG, Risk & Ratings with Confidence. 
We deliver high-impact training for financial institutions — in English or German — grounded in regulatory trends and investor priorities.

Train credit professionals on ESG integration in credit scoring and lending
Deepen understanding of country risk and macroeconomic trends
Simulate rating committee discussions and investor Q&A sessions
Deliver live or virtual modules tailored to your internal context

Delivery format: In-house, virtual, or hybrid sessions

Who We Serve

Asset Managers

Pre-investment ESG screening, stress testing, and pipeline development with an EM risk lens.

Family Offices

ESG-aligned investment strategies and Blue Economy frameworks tailored to legacy, impact, and resilience.

Development Finance Institutions (DFIs)

ESG strategy advisory, blue/green bond structuring, and technical assistance delivery across EMEA.

Financial Institutions (FIs, MFIs, Cooperatives, Leasing Cos.)

Rating advisory, ESG risk integration, covenant structuring, and investor readiness support.

Credit Investors and Rating Agencies

Country risk diagnostics, ESG overlays, and portfolio-level credit advisory for EM allocation.

Meet George Yiannakis - Founder & Principal Advisor - Artemida Consulting

Meet George Yiannakis — Founder & Principal Advisor, Artemida Consulting

George brings 20+ years of experience in credit analysis, ESG integration, and sustainable finance across South-Eastern Europe, MENA (incl. Turkey), CIS, and Sub-Saharan Africa.

He advises asset managers, DFIs, and financial institutions on credit ratings, ESG risk frameworks, and impact bond structuring. His background across Moody’s, DBRS, and Finance in Motion combines global credit discipline with deep emerging-market context.

At Artemida Consulting, George turns sustainability objectives into credit strategies that hold up under scrutiny—practical in execution and tailored to local realities. Where ESG meets capital, ambiguity is expensive.

Newsletter: Rating Divergence Watch (LinkedIn)
Rating Divergence Watch tracks where ESG ratings, credit narratives, and on-the-ground fundamentals diverge in emerging-market banks—and how that gap can shape capital access, funding terms, and investor confidence. Each issue distils ESG and climate signals into clear credit implications for bank leadership and their stakeholders.

→ Archive & subscribe

George Yiannakis
CFA ESG Certified | MA Economics | Bankkaufmann | Trilingual (EN, GR, DE)